Terms of Use

These terms of use ("Terms") govern your access to and use of nazmiuzunov.com (the "Website"), operated by Nazmi Uzunov ("I", "me", "my"). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

About This Website

This is a personal website that publishes articles, books, videos, business and economic observations, technology commentary, investment-related reflections, and life observations between Türkiye and the United Kingdom. All content is written, curated or selected by Nazmi Uzunov unless otherwise stated.

General Disclaimer

All content on this Website is provided for general information, personal reflection and educational purposes only. Nothing published on this Website constitutes or should be construed as:

• Financial, investment or trading advice

• Legal advice

• Tax or accounting advice

• Medical or health advice

• Professional advice of any kind

You should always seek independent professional advice before making any financial, legal, tax, medical or other professional decisions. I accept no responsibility for any actions taken or not taken based on content published on this Website.

Investment and Financial Content Disclaimer

Some articles and books on this Website discuss investments, markets, companies, economic conditions, financial instruments, business models and related topics. These discussions reflect personal observations, analysis and opinions only. They do not constitute recommendations to buy, sell or hold any security, financial product or investment.

Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. You are solely responsible for your own investment decisions.

Accuracy of Information

While I make reasonable efforts to ensure that the content on this Website is accurate and up to date, I make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information, products, services or related graphics contained on this Website.

Acceptable Use

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of the Website. You must not:

• Use the Website in any way that is unlawful or fraudulent.

• Use the Website to transmit or distribute any harmful, offensive or objectionable material.

• Attempt to gain unauthorised access to any part of the Website, the server on which it is stored, or any server, computer or database connected to it.

• Attack the Website via a denial-of-service attack or distributed denial-of-service attack.

Intellectual Property

Unless otherwise stated, all original content on this Website — including but not limited to articles, books, essays, images, graphics, videos and the Website's design — is the intellectual property of Nazmi Uzunov and is protected by copyright and other intellectual property laws.

You may not reproduce, copy, distribute, republish, download, display, post, transmit or commercially exploit any content from this Website without prior written permission, except for personal, non-commercial use with proper attribution.

External Links

This Website may contain links to external websites and resources. These links are provided for convenience and informational purposes only. I have no control over the content, privacy practices or availability of external websites and do not endorse or accept responsibility for them. Accessing any linked external website is at your own risk.

Limitation of Liability

To the fullest extent permitted by applicable law, I shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill or other intangible losses, arising out of or in connection with:

• Your access to or use of, or inability to access or use, the Website.

• Any content obtained from or published on the Website.

• Any reliance placed on the content of the Website.

• Unauthorised access, use or alteration of your transmissions or content.

Indemnification

You agree to indemnify, defend and hold harmless Nazmi Uzunov from and against any claims, liabilities, damages, losses and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Website or your violation of these Terms.

Changes to These Terms

I reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible and the remaining provisions shall remain in full force and effect.

Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

If you have any questions about these Terms, you may contact me at: info@nazmiuzunov.com